Best Credit
Card Program
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The Best Credit Card
Merchant Account in
the United States

The Best Credit Card Processing Program in America

If you own a retail store, restaurant, medical office or other type of business where you are swiping credit cards, then Credit Card Processing Services has put together what is absolutely the best merchant account program in the United States for accepting credit cards. Compared to what you are already paying for processing credit cards this program should save you a substantial amount in monthly fees. If your business is new then we welcome you to compare our offer to all of the competitors who present you with a proposal.

First we start off with the lowest merchant account rates

Our merchant account program pricing are the lowest merchant account rates that you will find anywhere. We give you a choice of either low cost interchange plus pricing or low rate tiered pricing. We provide you both options as we know that different credit card merchant account companies will quote these same options – it is just that our rates are lower than theirs.

For the lowest rate interchange plus pricing please click on the button below:

The second option is our low cost tiered pricing which is detailed in the table below:


MasterCard & Visa Check / Debit Cards
1.39 % + .25 per Transaction
MasterCard & Visa Credit Card Rate (Qualified Swiped )
1.72 % + .20 per Transaction
MasterCard & Visa Rate (Mid-Qualified)
2.64 % + .20 per Transaction
MasterCard & Visa Rate (Non-Qualified)
2.99 % + .20 per Transaction
Debit Cards (With PIN)
16 Cents plus Network Fee
Monthly Minimum (Equates to Approx. $1200 in Sales)
$25.00
Monthly Statement Fee
$7.50
American Express Transaction Fee
15 Cents
Discover Transaction Fee
15 Cents
Online Real-Time Reporting
Free
24/7 Toll-Free Tech Support
Free
Application Fee
None
Setup Fee
None
Annual Fee
None
Hypercom Credit Card Terminal
Free
Equipment Warranty and Overnight Shipping
Free

Then we provide your equipment to you for free

Why purchase or lease overpriced credit card equipment when we will provide it to you at no cost. That’s right – while other companies are still trying to lease you terminals for $30+ per month with lease terms lasting into the next decade or even offering terminals at cost for $350+, Credit Card Processing Services will provide a brand new Hypercom T4100 terminal to your business without paying a dime. Even the shipping is free.

The terminal that we will send to you is a brand new state of the art Hypercom T4100 terminal and printer combination with a retail value of approximately $450.00. The T4100 is a dual comm. unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number or you can connect it to your broadband/DSL service for super quick high speed transaction time of under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which is twice as fast as other dial up units. Even if you currently don’t have Internet service at your business now, if you do get it in the future you will be able to simply switch the processing method without having to get a new terminal. Once a transaction is approved it prints in lightening speed of 18 lines per second so a customer receipt prints in just 1.7 seconds. End of day reports only take a few seconds to print and the terminal is so quiet you can’t believe it actually is printing.

The Hypercom T4100 uses thermal paper available at every office supply store like Staples and no ribbons are required. The paper roll case is clear so you always know how much paper is left and it is the new clam shell design so you just drop the paper roll in and close it without having to feed the paper through and getting it jammed. A big difference in this terminal from other units is that it uses full size paper rolls instead of those baby rolls that need changing all the time. Just look at the difference in the size of the rolls.

The Hypercom T4100 is the easiest terminal to use ever made. There is an easy to read dedicated key for all of the major functions such as refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese they are so hard to understand. However, we still do provide each of our merchants our custom made one page quick reference instructions that will include your merchant number and the toll-free help desk number. One of the nice features of this terminal is that the green enter key is extra large and in just the right place.

The Hypercom T4100 is yours to use for free as long as you process with us that we hope will be for many years to come. Since unlike most of our competitors we do not charge you anything upfront or for the equipment the only way for us to earn any profit is for you to become what we call one of our happy camper merchants.

Add a contactless reader at no cost

If you have a busy store where you need to keep your line moving quickly then you should definitely consider adding a Vivotech contactless reader to your Hypercom T4100. The decision to do so is easy since all you have to do is ask us and we will provide it to you for free. You have probably seen the commercials on TV introducing this technology which is branded under the names Visa payWave®, MasterCard PayPass®, and American ExpressPay®.

Free real-time online reporting

At Credit Card Processing Services we know how important it is for many of our merchants to be able to view their account activity online. So with our best credit card program we will arrange with our processor, Global Payments, to set you up at no cost with the best online reporting tool in the industry which is called Global Access Advantage (GAA). You will be able to view your authorizations in real-time, check your daily batches, print a variety of useful reports, and much more.

Signup for our best credit card processing program

Now that you know about the best credit card processing program in the United States we would love for you to become one of our thousands of happy camper merchants. To get started please complete our short merchant application worksheet from the Application Apply Online button below. If you have any questions please feel free to email Kevin at Kevin@ccps.biz or call us toll-free at 800-717-1245


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Credit Card Processing Services, Inc. is a registered ISO/MSP of HSBC Bank USA, National Association, Buffalo, NY

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